Real Estate Tips
19MAY

Climate Risks Reshape Real Estate
Climate-related disasters are reshaping the U.S. housing market, with new data revealing alarming projections. A 2025 report warns that natural hazards like floods and wildfires could cost mortgage lenders $1.2 billion this year alone, with numbers expected to surge by 2035. Buyers and sellers alike must understand these risks and take proactive steps in every transaction.
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12MAY

Locked In and Holding Out: How Low Mortgage Rates Are Freezing the Housing Market
The U.S. housing market is grappling with a persistent shortage of homes, and one major reason is the “lock-in effect.” Homeowners with ultra-low mortgage rates secured during the pandemic are reluctant to sell, even as market demand grows. This hesitance is tightening inventory, driving up prices, and reshaping the dynamics of both buying and selling real estate in 2025.
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I know everything about Real Estate. Contact Me!

Ronnie Giles
Giles & Giles Real Estate, LLC
414 2nd Ave Opelika, AL 36801 USA
Email: rnngil@aol.com
Phone: (334) 524-3844
I take the time to listen carefully to understand my client’s needs, wants and concerns. I will be ready to take quick action when required and spend more time with those who aren’t quite sure what direction to take. My genuine concern for my client’s best interest and happiness insures the job is done.
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